Our Services
Wealth Management Solutions
Financial Planning
CFOs are paid to establish a baseline, interpret the financial climate, and develop strategies to meet goals. A personal CFO is no different.
Before offering any financial plan, Fuller & Company advisors discover your goals and risk tolerance, then factor in non-traditional considerations such as insurance levels and tax implications before developing a financial roadmap tailored to your life.
Retirement Income Planning
The transition from building a nest egg to drawing from it challenges many clients, but it’s the most satisfying part of what we do. Since the start of our relationship, Fuller & Company has been building to the day when you can enjoy the fruits of your labor. By recalibrating your portfolio, we reduce your risk while shifting from a total growth position to an income stream.
Estate Planning
Fuller & Company works closely with our clients’ attorneys to draft trusts, wills, and asset disbursement designed to pass along our clients’ financial legacy to heirs while reducing their tax burden.
Investment Advisory Services
Our associates operate as independent financial advisors, authorized to invest in stocks, bonds, mutual funds, options, annuities, limited partnerships, open and closed end funds, futures contracts, commodities, managed futures, and gold— virtually any investment vehicle. Why is this important? The freedom to invest anywhere enables us to respond to shifting markets, geopolitical events, even to make money in down markets.
Our fee for Investment Advisory Services is 1.05% annually for the first million dollars in investments, and a sliding scale for accounts in excess of one million. Other services are priced separately.
Tax Planning and Preparation
Most people think about taxes once a year. We think about them year round. By reviewing evolving tax codes, Fuller & Company is able to steer clients towards choices that allow them to keep more of what they earn at tax time.
Small Business Services
While individuals and families form the core of our practice, we also provide financial support to small businesses. Our small business clients benefit from our accurate bookkeeping and financial statement preparation, in addition to tax planning and preparation.
Risk Management
Life Insurance
Ensuring your family’s prosperity should you leave them prematurely, is part of responsible financial planning. Primary earners and parents of school age children, in particular, need adequate life insurance. We recommend an insurance check up every 3 years to keep policies apace with your earnings and responsibilities.
Long Term Care
No parent wants to be a burden to their children. We all want financial independence, even if relying on others for help becomes necessary. Fuller & Company understands and helps clients determine if they are retiring with adequate wealth to self-insure, or if they need to purchase a peace of mind policy.
Disability
Most employers offer disability insurance with fine print clauses limiting their responsibility. We offer more comprehensive coverage for the self-employed and those who want to be sure they’ll receive the benefits for which they’ve paid. If you’re unsure of your current policy’s efficacy, bring it in for review. You never want to discover you have limited coverage when you need it most.
Property and Casualty
Life happens. When a fire ignites, a natural disaster hits, or someone has an accident, you need to be fully insured. Property and Casualty insurance exists to protect what you’ve built —from your investments, to your home, to your business. Let us help secure what’s yours.